404 S Ponderosa Street, Payson, AZ 85541

New Listing
$495,000
Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 1,296 Lot Size (sq. ft.): 9,583 Status: Active
Current Price: $495,000 List Date: 7/31/2026 Last Modified: 7/31/2026

Overview

Description

This beautiful yet affordable home is right in the center of town, quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedrooms with ensuites, and a half bath on the main level for guests. The kitchen has custom paint and cabinets, upgraded GE slate appliances, and a free-standing center island that remains with the house. Create your own split floor plan home with room for everyone, or own an investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof Fall '25 (all except the little piece over the front porch), fully fenced large side yard, trex decking, newer laminate flooring, energy efficient, paved parking, RV hookup and Storage. Walk-out basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It coul ...

Open Houses

Listing Details MLS# 94430

Location, Tax & Legal

Street #
404
Direction
S
Street Name
Ponderosa
Suffix
Street
State
AZ
Zip Code
85541
Area
Payson Southeast
Sub Code
Mogollon Rim Add Amd - PSE
County
Gila
Lot #
97C
Zoning
Residential
Taxes
1867.9
Tax Year
2025
Assessor's Book #
304
Assessors Map #
03
Assessor's Parcel #
083
Assessor's Parcl Ltr
c
APN #
304-03-083c
HOA
No
Legal Description
Section: 03 Township: 10N Range: 10E Lot 97C Of Ros 4664 Sw4 Sw4 Sec 3 T10n R10e = 0.22 Ac (Out Of 304-03-083)

Contract Information

Property Sub-Type
Site Built
List Price/SqFt
381.94
List Type
Exclusive Agency
Foreclosure
No

General Property Description

Acres
0.22
Lot Dimensions
132'x100'x77'x49'x74'
Total Bathrooms
4
Baths - Full
Yes
Baths - 3/4
2
Baths - 1/2
Yes
Apx SqFt
1296
Apx SqFt Range
1251 - 1500
Source of SqFt
Assessor
Year Built
2019
Waterfront
No
Horses
No
View
No
Fireplace/Stove
No
Carport Capacity
0

To Show

Showing Service Name
Broker Bay
Text/Call Listing Agent
Yes

Siding

N/A - Other
composite

Homeowner's Assoc

N/A - Other
none

More Information

Location

In Payson City Limits
Yes

Remarks & Misc

Directions
SR 87 and Bonita, East on Bonita to Ponderosa then South property is on the West side
Public Remarks
This beautiful yet affordable home is right in the center of town, quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedrooms with ensuites, and a half bath on the main level for guests. The kitchen has custom paint and cabinets, upgraded GE slate appliances, and a free-standing center island that remains with the house. Create your own split floor plan home with room for everyone, or own an investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof Fall '25 (all except the little piece over the front porch), fully fenced large side yard, trex decking, newer laminate flooring, energy efficient, paved parking, RV hookup and Storage. Walk-out basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It could become an adult child's or grandparents's living quarters, a guest apartment, or an income unit. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Under-cabinet dimmable lighting Large pantry Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43'' smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.

Construction

Wood Frame
Yes

Style

Multi-Level
Yes
Walk-out Basement
Yes

Interior Features

Dual Pane Window
Yes
Smoke Detector
Yes
Guest Quarters
Yes

Parking Features

RV Parking
Yes
Parking Pad
Yes

Floor Covering

Carpeting
Yes
Laminate
Yes

Lot/Street Improvem.

Blacktop Street
Yes

Exterior Features

Covered Porch/Deck
Yes
RV Hookup
Yes
Storage/Utility Shed
Yes
Separate Guest House
Yes

Kitchen Features

Refrigerator
Yes
Electric Range
Yes
Dishwasher
Yes
Garbage Disposal
Yes
Pantry
Yes
Built in Microwave
Yes
Kitchen Island
Yes

Roof

Asphalt/Comp Shingle
Yes

Utilities Available

Electricity
Yes
Piped Propane
Yes
Town of Payson Water
Yes
Sewer Hooked In
Yes
Telephone
Yes
Cable TV/Satellite
Yes
Trash
Yes

Fencing

Chain Link
Yes
Partially Fenced
Yes

Heating

Forced Air
Yes
Electric
Yes

Water Heater

Electric
Yes

Sub Floor Type

Wood
Yes

Possession

At Close of Escrow
Yes

Owner May Sell/Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA
Yes
1031 Exchange
Yes

Dining Room

Kitchen-Dining Combo
Yes

Laundry

In Hallway
Yes
Upstairs
Yes

Cooling

Central
Yes
Ceiling Fan
Yes

Other Rooms

Finished Basement
Yes
Walk Out Basement
Yes

Fireplace/Woodstove

N/A - Other
none

Property Features

To Show: Text/Call Listing Agent Location: In Payson City Limits Style: Multi-Level; Walk-out Basement Parking Features: RV Parking; Parking Pad Construction: Wood Frame Roof: Asphalt/Comp Shingle Fencing: Chain Link; Partially Fenced Exterior Features: Covered Porch/Deck; RV Hookup; Storage/Utility Shed; Separate Guest House Interior Features: Dual Pane Window; Smoke Detector; Guest Quarters Sub Floor Type: Wood Floor Covering: Carpeting; Laminate Kitchen Features: Refrigerator; Electric Range; Dishwasher; Garbage Disposal; Pantry; Built in Microwave; Kitchen Island Dining Room: Kitchen-Dining Combo Laundry: In Hallway; Upstairs Water Heater: Electric Other Rooms: Finished Basement; Walk Out Basement Cooling: Central; Ceiling Fan Heating: Forced Air; Electric Utilities Available: Electricity; Piped Propane; Town of Payson Water; Sewer Hooked In; Telephone; Cable TV/Satellite; Trash Possession: At Close of Escrow
IDX
Listing Office: Real Broker
Last Updated: July - 31 - 2026
All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of Central Arizona BOR and may not be the listings of the site owner.